AUTO CLUB TRUST

Auto Club Trust is a federally chartered savings bank headquartered in Dearborn, Michigan. It is a subsidiary of ACG and its property-casualty insurance affiliate, Auto Club Insurance Association. ACG is the second largest AAA club in North America. ACG and its affiliates provide membership, travel, insurance and financial services offerings to more than 13 million AAA members across its territory, which includes: Colorado, Florida, Georgia, Iowa, Michigan, Nebraska, North Carolina, North Dakota, South Carolina, Tennessee and Wisconsin and parts of Indiana, Illinois and Minnesota.