heidelpay Group, a German FinTech payment services provider backed by AnaCap Financial Partners, has acquired UNIVERSUM Group. UNIVERSUM is a Frankfurt-based payment service and debt collection provider that specialises in “PayLater” solutions – the largest and fastest growing payment method in DACH for e-commerce merchants. UNIVERSUM’s platform covers the entire receivables lifecycle, from credit-checking to recovery once debt collection is required, both in Germany and globally. Tassilo Arnhold, Managing Director at AnaCap Financial Partners, says: “This add-on acquisition is the fifth in rapid succession for heidelpay and is another important strategic milestone in our drive to create a market leading, omni-channel and multi-jurisdiction payment solutions provider in the DACH region."