Norwood Financial, the holding company for Wayne Bank, completed the acquisition of UpState New York Bancorp, the holding company for USNY Bank, a New York chartered bank, for $80m. "We are pleased to announce the completion of the merger and to welcome Upstate’s shareholders to Norwood and the employees to Wayne Bank. We also look forward to serving the customers of Bank of the Finger Lakes and Bank of Cooperstown," Lewis J. Critelli, Norwood President and CEO.