IBM, an American multinational technology, completed the acquisition of Expertus Technologies, a Montreal-based fintech company. Financial terms were not disclosed. "Financial institutions must balance greater demand for secure digital solutions while complying with rapidly evolving regulation. Expertus' payment-as-a-service solution expands our hybrid cloud-based payments offerings, transforming payments and treasury management with AI to give financial institutions the flexibility to rapidly innovate and stay competitive as consumer demands evolve," Mark Foster, IBM Senior Vice President.