Tencent, EBRD and Breyer Capital led an $80m funding round in Viva Wallet, a pan-European Neobank providing localised payment and credit services to businesses across 23 European countries. "We are excited to onboard Tencent, EBRD and Breyer Capital to Viva Wallet. We are confident that our investors’ extensive know-how and network of partnerships will accelerate Viva Wallet’s plan to unify the fragmented European payments market. The technology innovations that we are bringing forward to European merchants will help them provide a frictionless, localised payment experience to all their clients, and liberate them from the hassle of maintaining legacy card terminals," Haris Karonis, Viva Wallet Founder and CEO.