bunq, an operator of a digital bank designed to offer a clean alternative to traditional banking, agreed to acquire Capitalflow, a provider of asset-backed loans for small and medium enterprises, from Pollen Street Capital, a private equity firm, for $163m. “Combining the SME lending expertise of Capitalflow, the digital execution capability of bunq and the ‘customer above all’ approach of both Capitalflow and bunq creates a really exciting, high growth and self-sustaining platform with a pan-European reach that will mark a new standard in European digital banking," James Scott, Pollen Street Capital Partner.