Acera Insurance Services, a provider of custom insurance and risk-management solutions, completed the acquisition of M.E.F. Services, a firm specializing in providing customized estate planning and group benefits solutions. Financial terms were not disclosed. “This is an exciting next chapter for M.E.F., one that brings greater options to southern Alberta — Acera Benefit’s scale and expertise is outstanding,” Stephen J. Melling, M.E.F. Services President.