VyStar, a company offering deposit and loan services, investments, insurance, retirement planning and financial counseling, completed the acquisition of Heritage Southeast Bank, a state chartered commercial bank. VyStar pays HSBI $27 per share in cash. “VyStar has made an ongoing strategic commitment to search for partnerships that help us bring the benefits of credit union membership to more people while reinforcing our position as a strong and reliable financial institution with better rates and lower fees for all our members. HSB has exceeded our expectations as the optimal partner to help us expand our footprint and ensure financial services are accessible to more Georgia residents," Brian Wolfburg, VyStar President and CEO.