Oconee State Bank, a personal and business checking bank, agreed to merge with Elberton Federal, a full-service bank. Financial terms were not disclosed. "The opportunity to partner with Elberton President and CEO Daniel Graves and his team to expand our footprint in Northeast Georgia and strategically grow our relationship with local business owners and residents is a cohesive, strategic partnership. Achieving our goal of becoming Georgia's most remarkable community bank requires top talent in strong communities, and this transaction checks both of those boxes. Daniel and the team at Elberton Federal have done an outstanding job serving their community for decades and we look forward to supporting them as we continue to deliver a remarkable customer experience throughout Northeast Georgia," Neil Stevens, Oconee State Bank President and CEO.