FNB, a diversified financial services company operating in seven states and the District of Columbia, completed the merger with Howard Bancorp, a Maryland-chartered trust company operating as a commercial bank, in a $418m deal. "The acquisition of Howard provides scale, financially and strategically, in the dynamic Mid-Atlantic market. We look forward to welcoming our new customers to an innovative experience, highlighted by comprehensive digital capabilities and a deep commitment to the clients, employees and communities we serve," Vincent J. Delie Jr., FNB Chairman, President and CEO.