MasterCard and Morgan Stanley led a $122m funding round in TomoCredit, the female, immigrant founded credit card lending to over 40m credit-invisible immigrants and international students with no credit history in the US, with participation from GoldHouse, Asian Hustle network and Hyphen Capital. "As a first-generation South Korean immigrant, I wanted to help immigrant communities to reach their American Dream faster with TomoCredit. It has been wonderful to partner with minority-focused funds who truly understand Tomo's mission," Kristy Kim, TomoCredit Founder and CEO.