General Catalyst, a private equity firm, and Social Capital, an investment company, led a $23m Series B round in Spectral, a credit risk assessment infrastructure web3 startup, with participation from Samsung, Gradient Ventures, Section 32, Franklin Templeton, Circle Ventures and Jump Capital. “Privacy, decentralization, and pseudonymity are central to the crypto ethos. There is and will be a strong need for credit scoring and risk assessment that preserve these tenets,” Kyle Doherty, General Catalyst Managing Director.