OTPP, Centerbridge Partners and Smith Financial-backed Fairstone Bank, a lending solutions provider, agreed to merge with Home Trust, a financial services provider. Financial terms were not disclosed. "This combination is the next natural step in our goal to be Canada’s most accessible and responsible lending bank. Together with Home Trust, we aim to capitalize on significant growth opportunities and continue to serve millions of Canadians, especially those historically underserved,” Scott Wood, Fairstone Bank President and CEO.